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Insurance/Liability Information:
Big Foot Moving & Storage, Inc. has an excellent record of providing
damage-free moves to customers. A successful move experience
results from the high caliber of the Big Foot moving team. Big
Foot Moving & Storage, Inc. employs only skilled professionals
that are reliable, trustworthy, courteous, athletic, and attentive
to your needs. Each Big Foot move team is tasked to ensure the
safe delivery of your possessions to their new destination. Unfortunately,
the possibility of accidents can still occur.
Big Foot Moving & Storage, Inc. assumes liability for the value of the goods that we transport. However, there are different levels of liability, and you should be aware of the amount of protection provided and the charges for each option. When the moving crew arrives on move day, they will discuss all insurance options. You must select the type of protection that you desire and indicate your choice, in writing, on the Bill of Lading. The Bill of Lading is the moving contract between Big Foot Moving & Storage,
Inc. and you.
Most homeowners' insurance policies do not provide
coverage for your household goods for moving purposes. However, you
should check with your own insurance agent to see if your existing
homeowner/renters' policy covers your goods while in transit. Be sure
you have a written statement from your insurance company stating that
your goods are covered while in transit. Often, you will find that
your goods are covered against damages while the movers are in your
home packing, but not while the goods are in the movers' possession.
A selection must be made prior to the start of any
packing or moving services.
Option 1: Released Value.
Big Foot Moving & Storage, Inc. has a maximum liability under State Law for loss or damage to your property of $0.60 per pound, per article up to a maximum of $2, 000.00. There is no additional cost for this option. You may increase this liability for loss or damage by paying extra valuation charges.
Example: A 10-pound chair is damaged or lost. You would be entitled to:
10 (lbs.) x 0.60 (cents per lb.) = $6.00. You would be allowed a maximum of $6.00 for that particular chair.
Option 2: Transit Damage Protection (TDP)
Transit Damage Protection provides maximum liability coverage of $500.00 for loss or damaged items. The value of the property will be the least of the following amounts: The actual cash value of that property; the cost of reasonably restoring that property to its condition immediately before the loss; the cost of replacing that property with substantially identical property. In the event of “loss” the value of property will be determined as of the time of “loss”. In all instances, Carrier reserves the right to make the determination regarding value. Where Carrier makes a cash settlement or replacement, the item becomes the property of the Carrier. There is a $75.00 fee for this option with zero deductible.
Option 3: Actual Cash Value.
Under this option, you are declaring the cumulative depreciated value of the entire shipment on the day of the move. Under this selection, coverage will be the lesser of the following amounts:
- The cost of reasonably restoring the property to its condition immediately before the move
- The actual cash value of the property immediately before the move.
The declaration of value must reflect the total actual depreciated value of the entire shipment. If you declare a value lower than the actual depreciated value, you will underinsure each item in the shipment thus incurring a coinsurance penalty. This penalty will limit the insurance payment in the event of loss or damage by the ratio of declared depreciated value to the actual depreciated value.
Please review the valuation chart prior to
your move to find the appropriate total value with corresponding
premium.
On move day, the move crew can assist you with choosing the proper coverage
needed.
If your shipment is valued over $100,000 in total value,
please call us at 781-488-3090 for further pricing options.
The following items are subject to exclusion from
claims:
- Items of extraordinary value not listed on the High Value Inventory form.
- Lamps, lamp shades, artwork, pictures, mirrors, artificial plants,
and statues not packed /boxed by Big Foot Moving & Storage, Inc.
- Any marble or glass not crated or boxed by Big Foot Moving & Storage, Inc.
- Items found broken in boxes which have been packed by the Customer
- Missing hardware for items not disassembled by Big Foot Moving & Storage, Inc.
- Gold leaf plaster frames and chandeliers not crated by Big Foot Moving & Storage, Inc.
- Pressboard, particleboard, or ready to assemble (RTA) furniture, parts, and/or hardware
- Previously damaged or repaired items
- Previously damaged or loose veneer
- Furniture where original glue has dried
- Any small, loose items which are not boxed (keys, remote controls, etc.)
- Mechanical condition of audio/visual or electronic equipment
- Computers, and battery operated items in transit or storage
- Live plants
If you are not sure that you can pack an item safely, leave it for your
movers. You might spend a few extra dollars on packing costs, but you
will prevent possible damages. |
